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根据共同保险条款，保险人通常必须付全部费用的百分之二十。
The insurance rate for such kink of risk will vary according to the kind.
这类险别的保险费率将根据货物种类而定。
Insurance brokers will quote rates for all types of cargo and risks.
保险经纪人会开出承保各类货物的各种险别的费用。
Can you give me an insurance rate？
您能给我一份保险率表吗？
Could you find out the premium rate for porcelain？
您能查一下瓷器的保险费率吗？
You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs.
你不仅要研究各种保险所标明的给予保险人的赔偿费用，还要研究它的条件与限制，然后选出最适合你需要的一种。
Words and Phrases
insurance expense 保险费
premium rate 保险费率
premium 保险费
insurance rate 保险费率表
insurance proceeds 保险金（保险收入）
F.P.A.stands for “Free from Particular Average”。
FPA代表平安险。
W.P.A.stands for “With Particular Average”。
WPA代表水渍险。
I'll have the goods covered against Free from Particular Average.
我将为货物投保平安险。
I know that F.P.A insurance doesn't cover losses on consumer goods.
我知道平安险不包括消费品的种种损失。
I don't think that the W.P.A insurance covers more risks than the F.P.A……
我认为水渍险承保的范围并不比平安险的范围宽。
Free from Particular Average is good enough.
只保平安险就可以了。
The goods are to be insured F.P.A.
这批货需投保平安险。
What you've covered is Leakage.
你所投保的是渗漏险。
Why don't you wish to cover Risk of Breakage？
您为什么不想投保破碎险呢？