bad loans 不良贷款
policy of tightening control over expenditure and credit 财政、信贷双紧方针
product localization 产品本土化
directly link production with marketing 产销直接挂钩
industrial depression 产业不景气
upgrading of industries 产业的升级换代
industrial pattern 产业格局
upgrading of an industrial structure 产业结构升级
overloaded operation 超负荷运转
the contract-responsibility system 承包责任制